Final Expense Burial Insurance For Diabetics

 

If you have diabetes we can help you secure affordable final expense burial coverage, even if you’ve been denied in the past. We work with many diabetes-friendly insurance companies that offer immediate coverage at affordable rates. 

If you have diabetes, you’re not alone with over 30 million people living with diabetes in the United States.

And, like so many other diabetics, you’re probably asking yourself, “will I be able to find an affordable burial insurance plan?”

The answer is yes!

It can be overwhelming shopping for life insurance, let alone… burial life insurance for diabetics.

You may have previously been declined for burial coverage because of your condition, told that you only qualify for a plan that has a two-year waiting period, or quoted premiums similar to Whole Foods premium prices.

Maybe you’re discouraged and think that you’ll never be able to find a burial plan that you can actually afford without having to give up putting food on the table.

We want to offer you hope! We can help you secure an affordable burial plan. It doesn’t matter if you have controlled or uncontrolled diabetes, if you have Pre-Diabetes, Type 1 Diabetes, or Type 2 Diabetes, we can help you get covered today!

Believe it or not, there ARE affordable burial plans that DO offer immediate coverage and WILL fit nicely in your budget. The only problem is that these plans are hard to find and are only offered by specific life insurance companies.

So the question now is: How do you find these plans? How do you know where to look?

For the average consumer, it can be a difficult feat to find a burial plan that has immediate coverage and doesn’t cost an arm and a leg. You’ve searched the entire web and called a half dozen life insurance companies but it’s like finding a needle in the haystack.

That’s why it’s important to work with an insurance agency like CoverAmerica that is experienced in dealing with diabetic clients. Our experience and knowledge of field underwriting, combined with our partnerships with diabetic-friendly life insurance companies allow us to secure affordable burial coverage for hundreds of diabetic clients every year.

Which Companies Offer Affordable Burial Insurance for Diabetics?

Unfortunately, burial insurance for diabetics isn’t one size fits all. There are many factors to consider and every life insurance company looks at diabetes differently and has its own underwriting guidelines.

It’s important to know all these different underwriting guidelines and know which health and diabetes conditions each of the dozens of insurance companies specialize in.

Only an insurance agency that is knowledgeable and highly experienced in working with the diabetic community would know how to find the BEST burial plan with the BEST rate… an agency like CoverAmerica. We know which company to go with that will offer you the best rate based on your health and diabetes history.

When you work with us you’ll have someone to go to bat for you. We don’t work for any of the insurance companies. We work for you… the client. You can consider us your tour guide who will guide you through the jungle of insurance companies and lead you to the safety of a low-cost burial insurance plan that will provide you and your family with immediate coverage.

How much will it cost you to work with us?

Working with us won’t cost you anything. We don’t charge our clients for our services. All that we ask is that if you are completely happy with the service that we provide you, please refer people you know who are also looking for affordable burial insurance to us.

Diabetes-Related Questions that Final Expense Companies May Ask

Final expense companies all have different underwriting guidelines when it comes to insuring people with diabetes. They will ask a series of diabetes-related questions when you apply for final expense burial insurance. Below you will find a list of the questions they may ask.

Please don’t be discouraged by these questions and think that you won’t be able to qualify for an affordable final expense burial plan. That’s where our expertise comes in – we know which companies to work with when it comes to your particular diabetic situation.

These are questions that final expense insurance companies may ask when you apply.

We will ask you these questions.

This helps us pre-determine which company will offer the best final expense life insurance rate for diabetics.

Medications that burial insurance companies look for

When you apply for burial insurance, the insurance company will base their underwriting decision based on your age, health, and prescribed medications. They will run an electronic scan of your prescription background which will tell them what medications you’ve been prescribed and when they were prescribed. Based on that information they will know your health condition and type of diabetes. These are some of the medications that they look for:

• Afrezza
• Apidra
• FlexPen
• Humalog
• Humulin
• Humulin N
• Lantus
• Levemir
• Novolin
• NogoLog
• Symlin
• Tresiba

Out of the many medications they look for, these are the most common. They are looking at when you were diagnosed and when you were prescribed these medications. Based on when you were diagnosed with diabetes, some companies will decline if you were diagnosed before a certain age, some will offer you a graded plan and some don’t ask any diabetes questions at all and will offer you the same rate as someone who is not diabetic.

⇒ Important

NOT ALL FINAL EXPENSE INSURANCE COMPANIES ARE CREATED EQUAL.

It is important that you speak with us so we can get all the details of your health profile in order to know which diabetic-friendly final expense insurance company will be the best option for you.