No Medical Exam
Get approved for coverage
in minutes over the phone.

Coverage Amounts
As high as $50,000
As low as $1,000

Whole Life Coverage:
Children/Grandchildren ages 0-17
Adults ages 18-90

See Instant Quotes

What is final expense insurance?

Final Expense insurance is a whole life insurance policy with affordable premiums designed to cover your final expenses when you pass away.

Examples of Final Expenses, also known as end-of-life expenses can include funeral expenses, medical bills, legal fees, probate costs, and remaining debt.

See Instant Quotes

Average Cost of A Funeral in 2022

Non-declinable Basic Service Fee$2,000
Metal Burial Casket$2,300
Cemetary Plot $1,000-$4,000
Headstone $1,500
Viewing & Visitation$450
Memorial Service$500
Transfer of remains to funeral home$325
Embalming$600
Flowers$500
Average Cost of a Funeral with Viewing and Burial$10,000 – $12,000

Final Expense Insurance Helps Protect Your Family From Having To Pay These Costs

10 Benefits of Our Final Expense Plans

Premiums Never Increase

Rates are locked in once the policy starts and will never increase

Benefits Never Decrease

Benefits are guaranteed never to decrease

Life-long Coverage

Our whole life policies never expire or cancel

Immediate Coverage

No waiting period plans are available

Affordable Premiums

Affordable plans ranging from $1,000 to $50,000

Serious Health Conditions Ok

We can get most people approved with serious health conditions

No Medical Exams Required

Medical exams are not required for coverage

Builds Cash Value

Policies build cash value over time that you can borrow money from

Pays Double for Accidental Death

When the accidental death rider is added, the policy pays double.

Benefits Paid Out Quickly

Benefits are typically paid out within 24-48 hours of notification

Final Expense Insurance That’s Easy To Get

best final expense coverage and rates

Why Choose Final Expense of America?

We’re Your Advocate

We’ll help you navigate the world of life insurance. Along with our expertise in underwriting and relationships with insurance carriers, we’ll fight to get you the best insurance policy at the best possible rate.

final expense of america advocate
partnering-with-carriers

We Partner With Top-rated Final Expense Carriers To Provide You With The Best Coverage And Value

In order to provide you with the best coverage and value, we only partner with top-rated companies such as Mutual of Omaha, Liberty Bankers, American Amicable, AIG, and SBLI just to name a few.

OUR TOP-RATED FINAL EXPENSE INSURANCE PARTNERS

Rated by A.M Best, Moody’s, and Standard & Poors

american amicable

Ask About Our Funeral Concierge Program.

Available with every one of our plans.

CALL TODAY

888-232-2343

What is a Funeral Concierge Program?

A Funeral Concierge program helps reduce emotional and financial stress on your loved ones after you pass away.

BENEFITS

Personalized Service

Provide step-by-step 24/7 guidance to your family throughout the funeral process.

Discounted Prices

Discounted and special pricing for members.

Global Network

Largest worldwide funeral network in the industry.

Extended Protection

Add a total of 10 family members to your plan.

Nationwide & International Support

State-to-state and country-to-country funeral transfer support, including all necessary legal documentation for transportation at discounted prices.

Your Guide to Buying Final Expense Insurance

Know what questions to ask, understand the lingo, and recognize warning signals. 

Get Your FREE Guide!
final expense of america guide

Build Your Knowledge

Learn more about Final Expense insurance before you buy

what the va pays for burial

What The VA Pays For Funeral Services
final expense insurance application

Is Final Expense Insurance Worth Buying?
diabetic

Best Burial Insurance For Diabetics
Seniors shopping for final expense

When Should I Buy Final Expense Insurance?

Common Questions About Final Expense Insurance

Yes. Our final expense policies are whole-life policies that never expire.

No. Final Expense insurance companies look at your prescription drug history instead of doing a medical exam.

Is there a waiting period for final expense insurance?

It depends on your health profile. If you have significant health conditions or poor health, there is usually a 2-year waiting period. With minor health issues and excellent health, there is no waiting period.

Final expense insurance is designed for seniors ages 50-85. Some carriers go as young as 18. It’s easier to get final expense insurance with pre-existing health conditions than it is to get term insurance.

The average cost of a final expense policy for a 60-year-old female with no serious health conditions is $45 for $10,000 of coverage.

Final expense insurance helps protect your loved ones. It pays for your funeral expenses and other end-of-life expenses such as hospital bills and remaining debt. It also allows you to leave money behind for your loved ones.

Our final expense policies are guaranteed never to expire or cancel as long as the premiums are paid.

Yes. Final expense insurance is a whole-life policy that accrues cash value over time that you can borrow from if needed.

No. Some final expense insurance companies specialize in certain niches – such as life insurance for diabetics.

Term insurance is temporary and has a term expiration period. Usually 10, 15, 20, 25, and 30-year terms. Whole life insurance is permanent insurance that stays with you your whole life.

final expense of america logo
2300 W Sahara Ave
Suite 800
Las Vegas, NV 89102
Mon – Fri 8AM – 6PM
Sat 10AM – 2PM
888-232-2343
Email Us
Legal

Privacy Policy

Terms of Use

Final Expense of America BBB Business Review

Copyright © 2022 All Rights Reserved. Final Expense of America.